Users are advised to meticulously review this Privacy Policy. Selecting options like “Register”, “I Agree with Cash Hareve's Privacy Policy”, “I Consent to My Personal Information Being Managed as Outlined by Cash Hareve's Privacy Policy” or similar statements encountered on the Cash Hareve sign-up interface, or whilst utilizing the services or accessing the platform, signifies your acknowledgment and consent to the processing of your personal data as specified in this document.
1. Cash Hareve meticulously records and administers:
Personal identification, including names and birth dates;
Details submitted during your loan application, such as income, employment status, the reason for the loan, and information about your mobile device;
Your contact information, encompassing residential address, phone numbers, and email addresses;
Specific data related to the borrower, like Social Security System numbers, job details, contact lists, and emergency contacts;
Information on your mobile device, covering unique identifiers, system and OS types, settings, account information, your telecom service provider, and network details, along with screen size and resolution;
Geographic location information derived from your device's GPS, IP address, and other technological data;
The collection of this information (your "Info") occurs through several avenues:
Initial download and installation of the Cash Hareve app or when you show interest in obtaining a loan;
Your direct interactions with our customer support or loan agents;
Through credit bureaus for identity verification against other databases or fraud prevention agencies;
The procurement and handling of your Info by Cash Hareve are crucial for providing their services or complying with legal obligations. Your Info is not gathered without your clear and informed consent outside these necessities.
2. The Way Cash Hareve Employs Your Information
To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of Cash Hareve's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.
3. Opting Out of Marketing Communications
To unsubscribe from receiving any marketing, advertising, or promotional materials from us, Please send your request to our email or contact us by phone. Upon receiving your communication, we will ensure your removal from our marketing distribution lists, respecting your preference for no further promotional messages.
4. Data Utilization and Confidentiality Measures at Cash Hareve
Authorized Data Handling and Distribution by Cash Hareve
Cash Hareve is granted permission by the borrower to conduct thorough credit evaluations and determine eligibility for current and future financial products. This permission extends to assessing suitability for additional offerings by Cash Hareve or affiliated third parties, with a strong commitment to leveraging the information responsibly for the borrower's benefit.
In adherence to privacy laws, Cash Hareve ensures that personal data is shielded from third-party access, except in instances where sharing is critical for the provision of Cash Hareve's services. Research initiatives may receive limited personal data, shared under strict conditions that aim for the utmost data anonymization to preserve user privacy.
Borrowers consent to Cash Hareve's practice of sharing their personal data with:
The comprehensive network of Cash Hareve, including its subsidiaries, third-party service providers, and upper management, for operational and service quality purposes;
Banking institutions, financial intermediaries, credit evaluation bodies, and entities focused on fraud detection, all contributing to the secure and efficient provision of services;
External partners engaged in enhancing service delivery, data processing, and debt collection efforts on behalf of Cash Hareve;
Relevant authorities for compliance with legal obligations, including tax and regulatory mandates, particularly during significant organizational changes or legal proceedings;
Essential disclosures to protect Cash Hareve's interests, enforce terms of service, or ensure the safety of its community and operational integrity.
This comprehensive policy underscores Cash Hareve's dedication to maintaining robust privacy standards, ethical data sharing practices, and adherence to both local and international data protection regulations.
5. Duration for Which Cash Hareve Retains Personal Data
Your Data is retained by Cash Hareve only for the duration necessary to achieve the objectives outlined in sections 2 and 10 of this Privacy Policy, ensuring the efficient delivery of our services. Beyond achieving these purposes, your Data might be stored for: (i) complying with legal requirements; (ii) if laws provide for or permit such retention; and (iii) for laying groundwork for legal defenses or actions.
6. Exercising Your Data Protection Rights
For assistance or to enact your data protection rights, kindly contact us at .
Information and Consent Rights: We commit to providing comprehensive details about our practices regarding data collection, usage intentions, our sharing partners, data origins, and your rights as a data subject. This information is readily accessible within the Cash Hareve App and our Privacy Policy.
Right to Access: You are entitled to obtain a copy of the personal data we hold about you. However, we reserve the right to withhold certain information if its disclosure could adversely affect the rights of others or contravene legal stipulations.
Right to Rectification: Should you find discrepancies in your data, you're welcome to request adjustments. Verification may be required for the amendment of such data.
Right to Erasure: Under circumstances where you believe the retention of your data is unnecessary, you have the right to request its deletion.
Right to Restriction of Processing: You may request a temporary halt in the processing of your personal data under specific conditions, such as questioning its accuracy or challenging its lawful processing.
Right to Data Portability: Upon your request, and where applicable, we can supply your data in a structured, commonly used, and machine-readable format or transmit it directly to another organization.
Right to Object: If your data is processed based on our legitimate interests, you have the right to object to such processing. The basis for our processing on legitimate grounds is detailed in section 2.
Right to Lodge a Complaint: If you believe your data protection rights have been infringed upon, you have the right to file a complaint with relevant regulatory bodies, including the National Privacy Commission of the Philippines. Please note that there may be circumstances under which we are unable to fulfill your request due to prevailing legal obligations or exceptions.
7. Implications of Withholding Your Data
Providing your personal data to us is entirely voluntary and you have the right to revoke your consent regarding the use or processing of such data at any time. However, without your information, our ability to offer you our range of products and services might be compromised. In such cases, it may become necessary for us to discontinue our services to you, in accordance with the provisions of relevant laws. Additionally, where there is a justified basis under the law for retaining your data, such as ongoing loan repayment obligations, we reserve the right to retain your information to fulfill such requirements.
8. Facial Recognition Data Policy
Consent to Facial Data Collection for Enhanced Security Measures
In our commitment to uphold the integrity and safety of your account, this application may request your facial data as part of the Know Your Customer (KYC) procedures. Below is a comprehensive overview of how we handle facial recognition data:
Collection of Facial Recognition Data: For identity verification purposes, we collect data related to your facial features and biometric identifiers. This process is critical for validating your identity and safeguarding your account.
Purpose of Collecting Facial Data: The sole application of this facial data is for KYC processes, aiming to confirm the authenticity of your account and to bolster its security. We guarantee this information will not be exploited for any commercial activities outside this scope.
Confidentiality and Data Sharing: Your facial data is treated with the utmost confidentiality. It will not be disclosed to third parties except under legal compulsion or with your direct approval.
Secure Data Storage: We employ robust security measures to protect your facial data stored on our servers, ensuring its safety through both technical and organizational strategies.
Duration of Data Retention: Facial data is kept only for the duration necessary to complete KYC verification. Post-verification, steps are promptly taken to either eradicate or anonymize this data.
Your Privacy Rights: At any moment, you can request access to, amendment of, or deletion of your facial data. For any inquiries or to exercise your rights, please contact our dedicated privacy team.
Your use of our application signifies your consent to the facial data processing practices outlined here. We are committed to maintaining the highest privacy and security standards for your personal data.
For additional information or inquiries, our privacy team is at your service, ensuring a secure and dependable experience with our app.
9. Consent and Authority on Cash Hareve App Use
By initiating the Cash Hareve App, you inherently:
Accept the terms and conditions stated within this Privacy Policy;
Give Cash Hareve consent to process your Information, including but not limited to personal, sensitive, and confidential data as per the categorizations of the prevailing laws, all within the scope defined by this Privacy Policy;
Assure the accuracy and completeness of the Information you supply to Cash Hareve;
Empower Cash Hareve to verify such Information for its truthfulness and accuracy;
Comprehend that Cash Hareve's legal compliance mandates may require the sharing of your Information with specified legal and financial regulatory bodies, including the Bangko Sentral ng Pilipinas, the Anti-Money Laundering Council, and entities involved in credit reporting and regulation.
10. Essential Loan Provider Insights
Our Collaboration with Premier Loan Providers: To ensure you have access to a broad spectrum of financial services, Cash Hareve partners with distinguished loan providers. We believe in keeping you informed about these crucial partnerships.
Key Loan Provider Details:
Provider Identification: Paloo Financing, Inc.
Official Registrations and Certifications:
SEC Registration Code: CS201800209
Certificate of Legal Authority: 1162
Location and Contact:
Email Query: [email protected]
Contact Number: 9499623010
Postal Address: Office 608, 6th Floor, Cyber One Building 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan Quezon City, Metro Manila, 1110 Philippines
11. Communication and Policy Enhancement
To communicate with our team, please direct your emails to .
Our Privacy Policy may evolve over time to align with our enhanced privacy commitments. As of 05-26-2025, we suggest that you regularly check this page to remain informed about the most recent version of our policy.
1. Cash Hareve meticulously records and administers:
Personal identification, including names and birth dates;
Details submitted during your loan application, such as income, employment status, the reason for the loan, and information about your mobile device;
Your contact information, encompassing residential address, phone numbers, and email addresses;
Specific data related to the borrower, like Social Security System numbers, job details, contact lists, and emergency contacts;
Information on your mobile device, covering unique identifiers, system and OS types, settings, account information, your telecom service provider, and network details, along with screen size and resolution;
Geographic location information derived from your device's GPS, IP address, and other technological data;
The collection of this information (your "Info") occurs through several avenues:
Initial download and installation of the Cash Hareve app or when you show interest in obtaining a loan;
Your direct interactions with our customer support or loan agents;
Through credit bureaus for identity verification against other databases or fraud prevention agencies;
The procurement and handling of your Info by Cash Hareve are crucial for providing their services or complying with legal obligations. Your Info is not gathered without your clear and informed consent outside these necessities.
2. The Way Cash Hareve Employs Your Information
To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of Cash Hareve's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.
3. Opting Out of Marketing Communications
To unsubscribe from receiving any marketing, advertising, or promotional materials from us, Please send your request to our email or contact us by phone. Upon receiving your communication, we will ensure your removal from our marketing distribution lists, respecting your preference for no further promotional messages.
4. Data Utilization and Confidentiality Measures at Cash Hareve
Authorized Data Handling and Distribution by Cash Hareve
Cash Hareve is granted permission by the borrower to conduct thorough credit evaluations and determine eligibility for current and future financial products. This permission extends to assessing suitability for additional offerings by Cash Hareve or affiliated third parties, with a strong commitment to leveraging the information responsibly for the borrower's benefit.
In adherence to privacy laws, Cash Hareve ensures that personal data is shielded from third-party access, except in instances where sharing is critical for the provision of Cash Hareve's services. Research initiatives may receive limited personal data, shared under strict conditions that aim for the utmost data anonymization to preserve user privacy.
Borrowers consent to Cash Hareve's practice of sharing their personal data with:
The comprehensive network of Cash Hareve, including its subsidiaries, third-party service providers, and upper management, for operational and service quality purposes;
Banking institutions, financial intermediaries, credit evaluation bodies, and entities focused on fraud detection, all contributing to the secure and efficient provision of services;
External partners engaged in enhancing service delivery, data processing, and debt collection efforts on behalf of Cash Hareve;
Relevant authorities for compliance with legal obligations, including tax and regulatory mandates, particularly during significant organizational changes or legal proceedings;
Essential disclosures to protect Cash Hareve's interests, enforce terms of service, or ensure the safety of its community and operational integrity.
This comprehensive policy underscores Cash Hareve's dedication to maintaining robust privacy standards, ethical data sharing practices, and adherence to both local and international data protection regulations.
5. Duration for Which Cash Hareve Retains Personal Data
Your Data is retained by Cash Hareve only for the duration necessary to achieve the objectives outlined in sections 2 and 10 of this Privacy Policy, ensuring the efficient delivery of our services. Beyond achieving these purposes, your Data might be stored for: (i) complying with legal requirements; (ii) if laws provide for or permit such retention; and (iii) for laying groundwork for legal defenses or actions.
6. Exercising Your Data Protection Rights
For assistance or to enact your data protection rights, kindly contact us at .
Information and Consent Rights: We commit to providing comprehensive details about our practices regarding data collection, usage intentions, our sharing partners, data origins, and your rights as a data subject. This information is readily accessible within the Cash Hareve App and our Privacy Policy.
Right to Access: You are entitled to obtain a copy of the personal data we hold about you. However, we reserve the right to withhold certain information if its disclosure could adversely affect the rights of others or contravene legal stipulations.
Right to Rectification: Should you find discrepancies in your data, you're welcome to request adjustments. Verification may be required for the amendment of such data.
Right to Erasure: Under circumstances where you believe the retention of your data is unnecessary, you have the right to request its deletion.
Right to Restriction of Processing: You may request a temporary halt in the processing of your personal data under specific conditions, such as questioning its accuracy or challenging its lawful processing.
Right to Data Portability: Upon your request, and where applicable, we can supply your data in a structured, commonly used, and machine-readable format or transmit it directly to another organization.
Right to Object: If your data is processed based on our legitimate interests, you have the right to object to such processing. The basis for our processing on legitimate grounds is detailed in section 2.
Right to Lodge a Complaint: If you believe your data protection rights have been infringed upon, you have the right to file a complaint with relevant regulatory bodies, including the National Privacy Commission of the Philippines. Please note that there may be circumstances under which we are unable to fulfill your request due to prevailing legal obligations or exceptions.
7. Implications of Withholding Your Data
Providing your personal data to us is entirely voluntary and you have the right to revoke your consent regarding the use or processing of such data at any time. However, without your information, our ability to offer you our range of products and services might be compromised. In such cases, it may become necessary for us to discontinue our services to you, in accordance with the provisions of relevant laws. Additionally, where there is a justified basis under the law for retaining your data, such as ongoing loan repayment obligations, we reserve the right to retain your information to fulfill such requirements.
8. Facial Recognition Data Policy
Consent to Facial Data Collection for Enhanced Security Measures
In our commitment to uphold the integrity and safety of your account, this application may request your facial data as part of the Know Your Customer (KYC) procedures. Below is a comprehensive overview of how we handle facial recognition data:
Collection of Facial Recognition Data: For identity verification purposes, we collect data related to your facial features and biometric identifiers. This process is critical for validating your identity and safeguarding your account.
Purpose of Collecting Facial Data: The sole application of this facial data is for KYC processes, aiming to confirm the authenticity of your account and to bolster its security. We guarantee this information will not be exploited for any commercial activities outside this scope.
Confidentiality and Data Sharing: Your facial data is treated with the utmost confidentiality. It will not be disclosed to third parties except under legal compulsion or with your direct approval.
Secure Data Storage: We employ robust security measures to protect your facial data stored on our servers, ensuring its safety through both technical and organizational strategies.
Duration of Data Retention: Facial data is kept only for the duration necessary to complete KYC verification. Post-verification, steps are promptly taken to either eradicate or anonymize this data.
Your Privacy Rights: At any moment, you can request access to, amendment of, or deletion of your facial data. For any inquiries or to exercise your rights, please contact our dedicated privacy team.
Your use of our application signifies your consent to the facial data processing practices outlined here. We are committed to maintaining the highest privacy and security standards for your personal data.
For additional information or inquiries, our privacy team is at your service, ensuring a secure and dependable experience with our app.
9. Consent and Authority on Cash Hareve App Use
By initiating the Cash Hareve App, you inherently:
Accept the terms and conditions stated within this Privacy Policy;
Give Cash Hareve consent to process your Information, including but not limited to personal, sensitive, and confidential data as per the categorizations of the prevailing laws, all within the scope defined by this Privacy Policy;
Assure the accuracy and completeness of the Information you supply to Cash Hareve;
Empower Cash Hareve to verify such Information for its truthfulness and accuracy;
Comprehend that Cash Hareve's legal compliance mandates may require the sharing of your Information with specified legal and financial regulatory bodies, including the Bangko Sentral ng Pilipinas, the Anti-Money Laundering Council, and entities involved in credit reporting and regulation.
10. Essential Loan Provider Insights
Our Collaboration with Premier Loan Providers: To ensure you have access to a broad spectrum of financial services, Cash Hareve partners with distinguished loan providers. We believe in keeping you informed about these crucial partnerships.
Key Loan Provider Details:
Provider Identification: Paloo Financing, Inc.
Official Registrations and Certifications:
SEC Registration Code: CS201800209
Certificate of Legal Authority: 1162
Location and Contact:
Email Query: [email protected]
Contact Number: 9499623010
Postal Address: Office 608, 6th Floor, Cyber One Building 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan Quezon City, Metro Manila, 1110 Philippines
11. Communication and Policy Enhancement
To communicate with our team, please direct your emails to .
Our Privacy Policy may evolve over time to align with our enhanced privacy commitments. As of 05-26-2025, we suggest that you regularly check this page to remain informed about the most recent version of our policy.